Cutting Global Payroll Costs by 20–25% with AirTM

This Block by Block episode features AirTM CEO Ruben Galindo on the economics of global payroll. AAirTM processes over $1 billion in stablecoin payments every few months, served 650,000 people across 192 countries last year, and reports 20–25% cost savings on cross-border payouts. Galindo explains how stablecoin payments are converted to local currency in minutes, why the “last mile” is the real challenge in international payroll, and what reliable settlement means for enterprises looking beyond traditional payment processors.