XRP Meme Coins: How To Trade Memes on XRP Ledger?

Meme coins are the class clowns of the crypto world. They’re often created as jokes, powered by internet culture, and driven by community hype rather than technical innovation. But the humor shouldn’t fool you. Some of these coins have gone from punchlines to multi-million-dollar market caps overnight. And now, the XRP Ledger (XRPL) is getting in on the action.Thanks to lightning-fast transactions, ultra-low fees, and a fiercely loyal community, XRPL has become a new hotspot for meme coin mania. What started with a few inside jokes and viral posts in late 2024 has grown into a booming ecosystem of meme-driven tokens, NFTs, and trading platforms. And it’s all running on XRP rails.In this guide, I’ll break it all down. You’ll learn what XRPL meme coins are, which ones are worth watching, and exactly how to trade them. Let’s get into it.At their core, XRPL meme coins are tokens built on the XRP Ledger that don’t take themselves too seriously. They’re inspired by internet jokes, crypto inside references, or pure absurdity. And yet some of them now have tens of millions in market cap and thousands of active traders.When Ripple stated they are increasing XRP use cases, this (probably) isn’t what they had in mind, but here we are. So, how did this happen?It all kicked off in late 2024 when XRP’s price broke past $3 for the first time in years. That surge brought a wave of attention to the XRP ecosystem. Around the same time, tools like Magnetic X’s Memepad and First Ledger made it incredibly easy to create and launch tokens on XRPL, with no coding required. That combination of rising interest and zero-barrier token creation was like rocket fuel for the meme coin movement.What followed was a full-on meme coin gold rush. Projects popped up overnight, each with its own brand of humor, community angle, or nostalgic nod to XRP lore. And here’s the thing: XRPL’s built-in advantages (like near-instant transactions and fees that cost less than a penny) made it the perfect playground for high-volume meme trading.What started as jokes quickly turned into real trading activity, complete with NFT collections, staking programs, and even centralized exchange listings. XRPL meme coins went from meme to market, and they’re still gaining traction in 2025.XRP meme coins might be fun and quirky, but trading them does require a bit of setup, especially if you’ve never used the XRP Ledger before. But once you’re past the first steps, it gets much easier.There are two main ways to start trading: decentralized exchanges (DEXs) and centralized exchanges (CEXs). The XRP Ledger has a built-in decentralized exchange. You can trade directly on-chain, with no middlemen and no custody risks. All you need is an XRPL-compatible wallet and a bit of XRP to get started.First Ledger is one of the easiest ways to explore meme coins on XRPL. It’s like a streamlined storefront for XRP’s DEX.Here’s how to use it:Bonus: First Ledger often runs airdrops and token farming—another reason why it’s become so popular for XRPL meme trading.Prefer using a mobile wallet? Xaman is one of the best crypto wallets for XRPL and works beautifully with Sologenic.org.Here’s the basic process:It’s a few extra steps, but it gives you complete control over your funds.There are other platforms too:These are great for discovery or if you want extra features beyond simple swaps.Not ready to deal with XRPL wallets and trust lines? Some XRPL meme coins are getting listed on some of the best centralized exchanges, which offer a more familiar trading experience.Here’s how it works:Still, if your favorite XRPL meme coin is listed, a CEX can be the fastest way to jump in.XRPL’s meme coin scene is wild, though that’s true for most meme coins. What’s different about XRPL’s meme coins scene is that it’s weird, creative, and surprisingly organized. They’re definitely giving many of the other top meme coins a run for their money.Here are some of the most talked-about tokens lighting up the XRP Ledger in 2025.If you’ve spent more than five minutes in the XRP community, you’ve heard of the “XRP Army.” ARMY turns that identity into a token. And people love it. With a 589 million supply (a nod to a legendary XRP price meme), professional branding, and early listings on MEXC and CoinEx, it quickly became the “default” meme coin for loyalists. The community is huge, the vibe is strong, and the token’s even backed by a slick NFT collection.Inspired by XRP’s long fight against regulatory issues, PHINX represents resilience. It rode a wave of community support and TikTok-fueled hype to over 12,000% (not a typo) gains after launch. With no central team allocation and an aggressive push for viral growth, PHNIX has become the underdog hero of XRPL memes.BEAR brings back the infamous “Bearableguy” lore from XRP’s early days, but with a twist. Holders can stake their tokens or collect bear-themed NFTs to earn daily airdrops. Certain NFT combos even give bonus rewards, turning this token into a gamified experience. It’s part nostalgia, part DeFi, and 100% community-driven.SLT is one of the more playful entries in the XRPL meme world. Its main gimmick? A community “100 push-up challenge” that continues until XRP reaches $100. But there’s more here than laughs. SLT has a balanced token distribution, a charitable angle (supporting mental health causes), and ambitions to become a real payment token on travel platforms.Launched by XRP influencer Alex Cobb, DROP stands out for its ultra-low supply (just 1 million tokens) and fair launch. No dev hoarding, no shady pre-sales—Cobb burned his own allocation at launch. DROP’s price skyrocketed during the 2024 meme wave, and its early focus on XRPL DeFi and NFTs helped cement its status as a foundational meme token.This tongue-in-cheek token leans into the idea that XRP will one day run the world’s finances. ATM proudly claims “no utility, just fun,” yet still reached one of the highest market caps in XRPL’s meme sector. The supply is blackholed (no devs can access it), staking rewards are sky-high, and its metaverse partnerships suggest that this joke might stick around longer than expected.BERT is for the crypto meme connoisseur who misses the early internet. Its website looks like Windows 98 had a meltdown, and its tone is unapologetically ridiculous. Think broken-English slogans, NSFW gifs, and retro vibes. It’s not trying to be serious. And that’s exactly the point.RPLS takes a more polished approach to meme culture. It’s developing a full cartoon universe with Ripple-themed characters, NFT collections, and even a mobile game where RPLS could be the in-game currency. The supply is mostly locked in a liquidity pool, and the team is aiming to be the “Minions” of crypto. Yes, really.While most of the hype on XRPL centers around its homegrown meme coins, there’s a growing interest in bridged tokens. These are versions of popular meme coins like Dogecoin (DOGE) or Shiba Inu (SHIB) that have been mirrored onto the XRP Ledger.Thanks to XRPL’s support for issued assets (IOUs) and new cross-chain bridges (like Sologenic + Allbridge), it’s now technically possible to trade wrapped versions of these famous coins within the XRP ecosystem. You might even see tokens like XRSHIB or DOGE IOUs floating around the XRPL DEX.Bridged meme coins come with both benefits and caveats:That last point is big. Just because a token is called SHIB on XRPL doesn’t mean it’s the “real” SHIB. Always check if the token is backed, verified, and redeemable.Even with all this cross-chain potential, most of the energy (and volume) is still centered around native XRPL meme coins. Why? Because they’re born and bred in the XRP community. Tokens like ARMY and PHNIX tap directly into XRP culture, inside jokes, and user loyalty. They’re not just “meme coins”, they’re part of the XRP identity.So while bridged coins add variety, it’s the originals that dominate the conversation, wallets, and trading charts on XRPL.What started as a wave of internet jokes and XRP community memes has quickly turned into a full-blown movement. Meme coins on the XRP Ledger are now part of a growing ecosystem, complete with NFTs, DEX trading, staking programs, and even centralized exchange listings.XRPL meme coins offer something different from the typical crypto experience. They’re faster to trade, cheaper to move, and deeply tied to the XRP community’s culture and creativity.But don’t forget: this is still a high-risk space. Rug pulls, copycat tokens, and hype-driven swings are part of the territory. Stick to reputable coins, do your research, and treat it like a sandbox, not a retirement plan.If you are interested in XRP’s long-term potential, check out our article exploring its long-term price prediction.